What triggers the mother's decision to cut off Jack?

She sells the house after he ignores his collapsing father to watch a camgirl.

Where does Jack go after being left with only $500 and a key?

He follows the key to Hank's auto shop to start rebuilding his life.

Manchild: Cut the Cord

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Manchild: Cut the Cord — An entitled son loses his financial lifeline after ignoring his dying father to watch a camgirl.

Jack, twenty-nine and weighing three hundred fifty pounds, funds a compulsive camgirl habit by draining his parents' credit line while they cover every household bill. The dynamic fractures when his father suffers a medical collapse and Jack refuses to leave his screen to help. His mother responds by selling the family home, providing only five hundred dollars and a single key before disappearing entirely. Destitute and hungry, Jack follows the key to Hank's auto shop, where he begins a grueling physical transformation from the grease pit upward.

Quick answers

What triggers the mother's decision to cut off Jack?: She sells the house after he ignores his collapsing father to watch a camgirl.
Where does Jack go after being left with only $500 and a key?: He follows the key to Hank's auto shop to start rebuilding his life.