Why do the husband and mistress humiliate Nicole?

They believe she is broke and unworthy of their presence.

What is Nicole's true background?

She is the hidden daughter of the richest man in the United States.

The Divorced Billionaire Heiress

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The Divorced Billionaire Heiress — A humiliated wife reveals her hidden billionaire lineage and impulsively weds a new tycoon.

Nicole Stanton arrives for her third anniversary dinner only to be served divorce papers and publicly shamed by her husband and his mistress, who mock her as penniless. Unbeknownst to them, she is the concealed daughter of America's wealthiest man and the actual source of her ex-husband's entire empire. Before the chaotic day concludes, an accidental marriage to a dashing billionaire grants her a fresh spouse, immense leisure, and yet another undisclosed identity.

Quick answers

Why do the husband and mistress humiliate Nicole?: They believe she is broke and unworthy of their presence.
What is Nicole's true background?: She is the hidden daughter of the richest man in the United States.