How does the protagonist lose ten years?

She falls into a manhole seconds after swearing never to marry Linus Montgomery on her eighteenth birthday.

What is her situation when she wakes up?

She is the wife of New York's most feared Mafia Don and mother to his six-year-old daughter.

Woke Up Married: My Husband Is My Mafia Enemy

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Woke Up Married: My Husband Is My Mafia Enemy — An eighteenth birthday fall erases a decade, leaving the heroine married to her sworn enemy, Linus Montgomery, now a Mafia Don.

After declaring she would never marry Linus Montgomery on her eighteenth birthday, the protagonist plunges into a manhole and awakens ten years later in New York. She discovers she is now the spouse of the city's most feared Mafia Don and mother to his six-year-old daughter. Memories reveal her younger self bankrupted the family and betrayed Linus for a manipulative scumbag. Armed with hindsight, she vows to protect her child, eliminate the leeches, and win back her husband's trust, even as a text from 'Hubby' signals new complications.

Quick answers

How does the protagonist lose ten years?: She falls into a manhole seconds after swearing never to marry Linus Montgomery on her eighteenth birthday.
What is her situation when she wakes up?: She is the wife of New York's most feared Mafia Don and mother to his six-year-old daughter.